Introduction
Creating a will is one of the most important steps in ensuring your estate is handled according to your wishes. For many people, the thought of visiting a solicitor feels overwhelming and costly. That’s why many turn to affordable alternatives such as a Post Office Will Kit or a Legal Will Kit.
Both options allow you to draft a valid will without expensive legal fees, but they aren’t exactly the same. This article provides a detailed comparison so you can decide which one best suits your needs.
What Is a Post Office Will Kit?
A Post Office Will Kit is a paper-based package available for purchase at local post offices across the UK. It usually contains:
- A printed template for writing your will.
- Basic instructions on how to complete it.
- Guidance on signing and witnessing requirements.
This kit is designed for individuals with simple estates who want a straightforward way to prepare a will.
What Is a Legal Will Kit?
A Legal Will Kit is a broader category that includes both paper and online versions. These kits are available from specialist providers and often come with:
- Detailed templates for single or mirror wills.
- Step-by-step legal guidance.
- Explanations of common legal terms.
- Options for digital downloads and online support.
Unlike the Post Office Will Kit, a Legal Will Kit often offers more flexibility and comprehensive instructions.
Key Similarities Between the Two Kits
Although they differ in detail, both kits share some important features:
- Affordability: Both are far cheaper than hiring a solicitor.
- Legally binding: If completed, signed, and witnessed correctly, both types are valid under UK law.
- User-friendly: Each comes with instructions to guide you through the process.
- DIY convenience: You can prepare your will at home without external help.
Key Differences: Post Office Will Kit vs Legal Will Kit
1. Level of Guidance
- Post Office Will Kit: Provides basic instructions, but some users find them limited or unclear.
- Legal Will Kit: Usually comes with more detailed explanations, FAQs, and examples to prevent mistakes.
2. Format and Flexibility
- Post Office Will Kit: Only available as a physical booklet with handwritten entries.
- Legal Will Kit: Available in both paper and online versions, allowing digital downloads and easier editing.
3. Complexity of Estates
- Post Office Will Kit: Best suited for simple estates, such as leaving everything to a spouse or children.
- Legal Will Kit: More adaptable for slightly more complex situations, offering guidance on residue clauses, guardianship, and multiple beneficiaries.
4. Price Range
- Post Office Will Kit: Very inexpensive, usually costing under £15.
- Legal Will Kit: Slightly more expensive, but often includes additional features such as legal explanations and online resources.
5. Support and Resources
- Post Office Will Kit: Offers minimal additional support.
- Legal Will Kit: Some providers include customer support, online FAQs, or access to expert guidance.
Pros and Cons of a Post Office Will Kit
✅ Pros
- Widely available in local branches.
- Very affordable.
- Simple to use for basic estates.
❌ Cons
- Limited instructions can cause errors.
- Not suitable for complex family or financial arrangements.
- Handwritten entries may lead to unclear wording.
Pros and Cons of a Legal Will Kit
✅ Pros
- Offers detailed step-by-step instructions.
- Available in both paper and online versions.
- Can accommodate a wider range of estate complexities.
- Often comes with better support.
❌ Cons
- Costs slightly more than the Post Office option.
- Still requires the user to take responsibility for accuracy.
- Not suitable for very complex estates (trusts, overseas property, or businesses).
Which Kit Should You Choose?
The choice between a Post Office Will Kit and a Legal Will Kit depends on your circumstances.
- Choose a Post Office Will Kit if:
- Your estate is very simple.
- You want the lowest possible cost.
- You prefer handwriting your will in a physical booklet.
- Your estate is very simple.
- Choose a Legal Will Kit if:
- You want more detailed instructions.
- You prefer online downloads for easier editing.
- Your estate involves multiple beneficiaries or guardianship appointments.
- You want access to better support and guidance.
- You want more detailed instructions.
Common Mistakes to Avoid With Both Kits
Regardless of which kit you buy, avoid these mistakes to ensure your will is legally valid:
- Having beneficiaries or their spouses act as witnesses.
- Forgetting to sign in front of both witnesses at the same time.
- Using vague wording when describing assets or gifts.
- Failing to appoint an executor.
- Not updating your will after major life events such as marriage, divorce, or new children.
When a Solicitor Might Be Necessary
While both kits are suitable for simple wills, there are times when professional advice is worth the investment. Seek legal assistance if you have:
- Overseas property.
- Business assets.
- Large or complex estates.
- Inheritance tax concerns.
- Family disputes or complicated arrangements.
Storing and Updating Your Will
Once your will is completed using either a Post Office Will Kit or a Legal Will Kit, it’s important to:
- Store the original in a safe but accessible place.
- Tell your executor where it is kept.
- Consider registering it with the National Will Register.
- Review your will every few years or after significant life changes.
Final Thoughts
Both the Post Office Will Kit and the Legal Will Kit provide affordable, accessible ways to prepare a legally binding will in the UK. The right choice depends on your personal needs. If you have a straightforward estate and want the simplest, cheapest option, the Post Office Will Kit may be sufficient. However, if you want more detailed guidance, flexibility, and support, a Legal Will Kit is a better investment.
Either way, completing a will is far better than leaving your estate without one, as it ensures your wishes are respected and your loved ones are protected.